Thursday, 19 July, 2018

The fine print behind Microsoft's new Surface financing plan, Surface Plus

The fine print behind Microsoft's new Surface financing plan, Surface Plus The fine print behind Microsoft's new Surface financing plan, Surface Plus
Rosalie Gross | 01 August, 2017, 23:27

Microsoft's new Surface Plus programs for consumers and businesses have flexible financing and additional support for Microsoft device customers. Whether it's a Surface Laptop, Surface Pro, Surface Book or Surface Studio - Surface Plus provides a simple, no-hassle plan to help students unlock their productivity and be more creative with Surface. Surface Plus has been launched exclusively for the United States and it will be available starting today.

We're also excited to announce Surface Plus for Business.

That starts a new 24-month payment cycle, but it's unclear right now how much credit buyers would get, if any, from their returned devices.

Microsoft just announced a new financing option for Surface Laptops, Surface Pro 2017s, Surface Books and Surface Studios.

With Surface Plus, you can pay off your device in monthly installments with zero percent interest for two years (and a 19.99 percent annual percentage rate after 24 months).

As long as you have been making regular payments and haven't fallen behind, you will be eligible to upgrade to a brand-new device after 18 months.

Business customers can select from any mixture of devices from the Surface portfolio, and can fold any number of those devices into a single single agreement, the post said. As an added benefit, Surface Plus will also get you a 30-day, no-questions-asked return policy on your Surface, as well as a year of free in-store technical support.

Businesses can expand or reduce their device fleet mid-term. The goal is to not only make it easier to buy Surface hardware but to also make it easier to upgrade to the next model when it is released; effectively locking you into the Surface brand in a similar way to the smartphone sales model carriers offer.

Customers also have the option to add the Microsoft Complete extended service plan.

The new Surface Pen initially went up for order in June, but only in one color: Platinum.

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